Category Archives: Insurance

Protecting Your Car From Thieves

Nothing is fool proof. The bottom line is that if a car thief wants to get into your car, he’s going to get it.  You responsibility is to make your vehicle less inviting to the opportunistic nature of the average car thief.

Watch the video below. You might feel that some of the advice is a no-brainer, like leaving your purse or wallet on the seat. Take a look at the video below for a quick reminder of what not to do and some hints on how you can make your car less attractive to a thief.

It’s not brain surgery. Take all valuables inside or put them out of sight. If you think you need alarm system, you should probably get one. The more  warning you can put on your vehicle to deter thieves, the more of a chance you have at dissuading a break in.

Dallas GMC Dealer’s take on surviving an accident Financially

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Have you been in an accident in your new car recently, are you suffering pain as a result of your car accident and it wasn’t your fault? Does this sound like an advertisement for an ambulance chasing lawyer? Well, regardless if it does or not, the fact of the matter is that this Dallas GMC Dealer believes you may have a good compensation claim against the other party.

Now, I hope you are never in a car accident accident and if you were I really hope that you don’t have to go through the stressful experience of a lawsuit of some kind. However, this is real life and things happen…here’s what to do if they do.

Many compensation personal injury solicitors now work on a No Win No Fee basis meaning you don’t need to pay them a penny for their services. If you win your case you will not have to pay their legal costs and the fees and cost for helped you will be collected from the other party. If you lose your case , it is very likely to get nothing, that’s why they mostly take cases on they believe will win.

In regards to insurance, any medical costs from the hospital, health care and also any medicine you’ve had to purchase can probably be claimed. If any other costs have arose from this car accident then make it clear when you speak to your lawyer, they will need to know the full facts of the accident as well as the pain and costs you have or are suffering from.

Remember, every car accident compensation claim is completely different from any other. It depends on the injuries that were caused, any costs or medical treatment, time off work needed and much more. As well as the time it took them to close the case. It could take a few months or a couple of years, so just keep this in mind when choosing your compensation claim lawyer, get a good one.

Some good questions to ask are :

• Will I get the ‘whole’ of my compensation? If yes… continue
• Will I need to pay a fee? If no… continue
• Do you recover costs from the other side (i.e. people at fault)? If yes… continue
• Would I need to pay anyone any money once my claim is settled? If no… proceed.

Again,  Freeman Grapevine hopes you never have to experience any of the above. However, if you do, know that you have recourse to file claim against the offending party. Be wise in your choice of lawyer, he should have your best interest in mind…not his.

One Reason to Drive in Texas Is Great

The traffic!

“Really, Ozzie? Did you just say the traffic?”

Yup, I sure did! Think about it, for all of the congestion we sit in, for all of the hours wasted milling in a seemingly never ending sea of cars we still don’t have it as bad as some places in the US.

So where is the worst traffic in the us located? Well according to the New York Times…they do. That’s right, New York take a look:

This Thanksgiving weekend, more than 40 million people will drive more than 50 miles from their homes, according to AAA. That’s bad news for New Yorkers, according to Navteq, a map and traffic provider, which recently released its list of most congested cities in North America. Not only did New York City top the list, it also ranked No. 1 for the worst rush-hour roads, with the northbound lanes of the Brooklyn Battery Tunnel coming in first, followed by the eastbound George Washington Bridge.

Worst Rush Hours in the United States

1. New York City
2. Washington
3. San Francisco
4. Seattle
5. Los Angeles
6. Philadelphia
7. Chicago
8. Dallas-Ft.Worth
9. Atlanta
10. Houston

Freeways with the Slowest Typical Rush Hour

1. New York City – Brooklyn Battery Tunnel (northbound)
2. New York City – George Washington Bridge (eastbound)
3. Montreal – Autoroute 15 – (eastbound)
4. Philadelphia – U.S. 202 (southbound)
5. Montreal – Route 138 (westbound)
6. New York City – George Washington Bridge (westbound)
7. Los Angeles – 1-10 (eastbound)
8. Boston – U.S. 1 (northbound)
9. Dallas – Texas State Highway Spur 366 (eastbound)
10. Toronto – Don Valley Parkway (northbound)

Hey would you look at that Dallas Fort Worth…we’re only number 8 on the list. That seems about right. Of course, sometime the amount of traffic outside of my dealership on 121 would make me think that DFW was higher on the list.

What can a Car Dealer do to feed the Hungry In DFW?

That’s actually a rhetorical question. The one great thing about running a car dealership is there are so many thing that I can do for my community because of my resources and outlets.

The North Texas Food Bank for example is 40% down in food reserves from last year. This is a considerable burden on North Texas Families this holiday season. It is certain difficult to know that so many in my area are in desperate need of food and clothing this year, so difficult that I’ve taken it upon myself to have start a friendly competition with Classic Chevrolet across the street to see who can gain the most fans and donate the most food.

For Every new fan we get I’ll donate $1 to the North Texas Food Bank. If you want too bring by cans of food to Freeman Grapevine, for every 5 cans you will get lottery ticket for a $1,000 Shopping spree. We ant to make it something everyone can be proud of and we know it takes a little effort on your part, so Freeman Grapevine is willing to throw some rewards your way too.

Think about it. All you have to do is fan our facebook page and that is a $1 donated to the NTFB. That $1 can buy 4 meals. Really! Just $1 dollar can feed an entire family! Even if you don’t live in the DFW area, your simple act of kindness can really help Americans who have been the hardest hit by our lowest economic down turn ever.

I’m not begging for fans, this isn’t a sales pitch…in fact I using my blog to out reach to my readers to help out my community that is in dire need of assistance this holiday. So while you are grocery shopping for that 28 lb turkey with all of the fixins’, remember you probably have a neighbor who is lucky to eat just a peanut butter sandwich…and I’ll tell you what, I’ll bet they are as, if not more appreciative of that meal than a person who’s plate is loaded with food they probably won’t even finish.

If you’d like to fan the page so I can donate in your name, just follow the link and like us www.facebook.com/freemangrapevine

Thank you in advance for your selflessness. This holiday season, the homeless and hungry need you help and I can help you help give. just visit our FB page and like it.

Thank you for your giving from Freeman Grapevine, The North Texas Food Bank and the hungry North Texans.

Ozzie

How Do You Lower New Car Insurance Costs?

There’s no way around it, if you own a car you have to have Insurance. That’s just the way it is. So, instead of brooding over your insurance payments, let’s talk about ways to lower those costs.

Every day it seems the cost to maintain and operate your car gets more expensive. With the cost of most new cars in the range of $30,000, monthly payments can be high. The cost of gas is almost $3.00 a gallon for regular. Plus, living in the Dallas Fort Worth area many people have to drive farther to get to work. Take all that and then throw the cost of automobile insurance coverage and you’ll left no longer wondering where a lot of your money is going.

There is a bright side living in DFW, the market for new car insurance is extremely competitive and by doing your homework, you quickly find affordable automobile insurance.

The fastest and most effective way to get multiple automobile insurance quotes from insurers in your state is to go online. Websites like Automobile-Insurance provide simple no hassle automobile insurance quotes from a local automobile insurance company. Most automobile insurance companies have sites where you can enter your vehicle information and driving record, and receive an instant quote.

Further, if you can afford to increase your deductible from $300 to $500 or even $1000, you can save a considerable amount on your collision and comprehensive coverage premiums. Paying more out of your pocket in the event of a car accident may seem to defeat the purpose of buying insurance; however when you add up the savings over the years that you are accident free the savings could be considerable.

There are several other things that may help you to obtain low cost automobile insurance. Does your car have an alarm system? A GPS Locator system? Anti lock brakes? Driver and passenger Air bags? Daytime running lights? All of these things can easy the cost, don’t be afraid to ask your potential providers.

Other things that you can do to reduce your automobile insurance premium include keeping your annual mileage low. Also, if you have a student driver, let the insurer know what types of grades is he or she getting? Students with higher grades generally pay less, so study hard kids and you might get to drive more!

Of course, if you haven’t had ticket or accident in more than three years this can be very good news for you. Most insurance companies will reward you for this with lower premiums.

So, you see that there is some light at the end of the insurance tunnel. It might take a little leg work and a couple of phone calls, but you could save a significant amount of money if you put in even a little effort in finding new car insurance in DFW…or anywhere in the US for that matter.

Comments? Questions? I’d love to hear from you!

How to Find Great New Car Reviews

What is it that makes reviews such a wonderful source of information when researching a new car? The reason is simple. A review is typically given by someone who knows first-hand specifics about the vehicle in question. The trick, though, is not necessarily in finding reviews, since they can be found literally anywhere. What is difficult is finding accurate information from a source that can be trusted.

“I don’t know which car has more horsepower?”

Typically, people do not want to make a high-dollar purchase without having some type of information that they can count on. The next time you are in the market for a new car or truck, take a look at one of these sources, and you can be certain to have a location for reviews that you can trust.

  • Magazines: One of the most trusted and popular sources of information that a driver has at their disposal is that of magazines. Such publications have for years based their entire professional reputations on providing accurate information. Magazines such as Car and Driver and Motor Trend have become well known for providing accurate information on multiple levels, for both the professional and amateur level of knowledge.
  • Internet: Going online is one of the best ways that anyone can use to gather information and reviews about the various vehicles that a person can buy. Visit as many different places, but places that are trustworthy, to gather information that is going to help you in your decisions, there are some things that need to be kept in mind when doing this. You are going to want to limit your searches to sources that have some type of a professional stake in their recommendation, basically places that are staking their professional reputations.
  • Mechanics: I have found that one of the greatest sources for reviews that I can trust is a mechanic. A mechanic is used to delivering professional grade information (since they are a professional) on an amateur’s level. I would strongly suggest that you take advantage of your local mechanic. Typically, the best way to ask a mechanic what they think is just saying something like, “What would you choose?”
  • Government: While I know that it is pretty hard to trust anything that comes from the government these days, there are a couple of governmental sources that I would strongly suggest that you go along with. One is the National Transportation Safety Board (NTSB) and the National Highway Traffic Safety Administration (NHTSA). Both of these sources sole job is to help maintain safe roadways, so therefore can be trusted to provide fairly accurate information.

Now certainly this isn’t an exhausted list by any means. Checking blogs like this one, forums, consumer oriented publications and other forms of media is just going to make the decision making process that much easier. Here’s a hint: Pay as much attention to the negative reviews as you do the good ones. If you have any questions or comments, you know where to find me.

Welcome!

I have some exciting things planned for this site, so make sure you check back soon! In the meantime, feel free to follow me on Twitter @OzzieDrives and come be a fan of my Facebook page.