How Do You Lower New Car Insurance Costs?

There’s no way around it, if you own a car you have to have Insurance. That’s just the way it is. So, instead of brooding over your insurance payments, let’s talk about ways to lower those costs.

Every day it seems the cost to maintain and operate your car gets more expensive. With the cost of most new cars in the range of $30,000, monthly payments can be high. The cost of gas is almost $3.00 a gallon for regular. Plus, living in the Dallas Fort Worth area many people have to drive farther to get to work. Take all that and then throw the cost of automobile insurance coverage and you’ll left no longer wondering where a lot of your money is going.

There is a bright side living in DFW, the market for new car insurance is extremely competitive and by doing your homework, you quickly find affordable automobile insurance.

The fastest and most effective way to get multiple automobile insurance quotes from insurers in your state is to go online. Websites like Automobile-Insurance provide simple no hassle automobile insurance quotes from a local automobile insurance company. Most automobile insurance companies have sites where you can enter your vehicle information and driving record, and receive an instant quote.

Further, if you can afford to increase your deductible from $300 to $500 or even $1000, you can save a considerable amount on your collision and comprehensive coverage premiums. Paying more out of your pocket in the event of a car accident may seem to defeat the purpose of buying insurance; however when you add up the savings over the years that you are accident free the savings could be considerable.

There are several other things that may help you to obtain low cost automobile insurance. Does your car have an alarm system? A GPS Locator system? Anti lock brakes? Driver and passenger Air bags? Daytime running lights? All of these things can easy the cost, don’t be afraid to ask your potential providers.

Other things that you can do to reduce your automobile insurance premium include keeping your annual mileage low. Also, if you have a student driver, let the insurer know what types of grades is he or she getting? Students with higher grades generally pay less, so study hard kids and you might get to drive more!

Of course, if you haven’t had ticket or accident in more than three years this can be very good news for you. Most insurance companies will reward you for this with lower premiums.

So, you see that there is some light at the end of the insurance tunnel. It might take a little leg work and a couple of phone calls, but you could save a significant amount of money if you put in even a little effort in finding new car insurance in DFW…or anywhere in the US for that matter.

Comments? Questions? I’d love to hear from you!