Category Archives: Auto News

How Do You Lower New Car Insurance Costs?

There’s no way around it, if you own a car you have to have Insurance. That’s just the way it is. So, instead of brooding over your insurance payments, let’s talk about ways to lower those costs.

Every day it seems the cost to maintain and operate your car gets more expensive. With the cost of most new cars in the range of $30,000, monthly payments can be high. The cost of gas is almost $3.00 a gallon for regular. Plus, living in the Dallas Fort Worth area many people have to drive farther to get to work. Take all that and then throw the cost of automobile insurance coverage and you’ll left no longer wondering where a lot of your money is going.

There is a bright side living in DFW, the market for new car insurance is extremely competitive and by doing your homework, you quickly find affordable automobile insurance.

The fastest and most effective way to get multiple automobile insurance quotes from insurers in your state is to go online. Websites like Automobile-Insurance provide simple no hassle automobile insurance quotes from a local automobile insurance company. Most automobile insurance companies have sites where you can enter your vehicle information and driving record, and receive an instant quote.

Further, if you can afford to increase your deductible from $300 to $500 or even $1000, you can save a considerable amount on your collision and comprehensive coverage premiums. Paying more out of your pocket in the event of a car accident may seem to defeat the purpose of buying insurance; however when you add up the savings over the years that you are accident free the savings could be considerable.

There are several other things that may help you to obtain low cost automobile insurance. Does your car have an alarm system? A GPS Locator system? Anti lock brakes? Driver and passenger Air bags? Daytime running lights? All of these things can easy the cost, don’t be afraid to ask your potential providers.

Other things that you can do to reduce your automobile insurance premium include keeping your annual mileage low. Also, if you have a student driver, let the insurer know what types of grades is he or she getting? Students with higher grades generally pay less, so study hard kids and you might get to drive more!

Of course, if you haven’t had ticket or accident in more than three years this can be very good news for you. Most insurance companies will reward you for this with lower premiums.

So, you see that there is some light at the end of the insurance tunnel. It might take a little leg work and a couple of phone calls, but you could save a significant amount of money if you put in even a little effort in finding new car insurance in DFW…or anywhere in the US for that matter.

Comments? Questions? I’d love to hear from you!

How to Find Great New Car Reviews

What is it that makes reviews such a wonderful source of information when researching a new car? The reason is simple. A review is typically given by someone who knows first-hand specifics about the vehicle in question. The trick, though, is not necessarily in finding reviews, since they can be found literally anywhere. What is difficult is finding accurate information from a source that can be trusted.

“I don’t know which car has more horsepower?”

Typically, people do not want to make a high-dollar purchase without having some type of information that they can count on. The next time you are in the market for a new car or truck, take a look at one of these sources, and you can be certain to have a location for reviews that you can trust.

  • Magazines: One of the most trusted and popular sources of information that a driver has at their disposal is that of magazines. Such publications have for years based their entire professional reputations on providing accurate information. Magazines such as Car and Driver and Motor Trend have become well known for providing accurate information on multiple levels, for both the professional and amateur level of knowledge.
  • Internet: Going online is one of the best ways that anyone can use to gather information and reviews about the various vehicles that a person can buy. Visit as many different places, but places that are trustworthy, to gather information that is going to help you in your decisions, there are some things that need to be kept in mind when doing this. You are going to want to limit your searches to sources that have some type of a professional stake in their recommendation, basically places that are staking their professional reputations.
  • Mechanics: I have found that one of the greatest sources for reviews that I can trust is a mechanic. A mechanic is used to delivering professional grade information (since they are a professional) on an amateur’s level. I would strongly suggest that you take advantage of your local mechanic. Typically, the best way to ask a mechanic what they think is just saying something like, “What would you choose?”
  • Government: While I know that it is pretty hard to trust anything that comes from the government these days, there are a couple of governmental sources that I would strongly suggest that you go along with. One is the National Transportation Safety Board (NTSB) and the National Highway Traffic Safety Administration (NHTSA). Both of these sources sole job is to help maintain safe roadways, so therefore can be trusted to provide fairly accurate information.

Now certainly this isn’t an exhausted list by any means. Checking blogs like this one, forums, consumer oriented publications and other forms of media is just going to make the decision making process that much easier. Here’s a hint: Pay as much attention to the negative reviews as you do the good ones. If you have any questions or comments, you know where to find me.

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